How to cope in this Nigeria economy
This Nigeria economy no be beans. To cope now, no be by working harder, na by working SMARTER.
I go give you how normal people dey survive now in 2026 - no motivational nonsense:
1. STOP TRYING TO HAVE ONE BIG INCOME. HAVE 3 SMALL ONES.
Salary alone no dey survive again.
Your main job + one daily cash business + one phone business.
Example:
- Main job / skill (8am-4pm)
- POS/Data/Foodstuff by evening or weekend (daily ₦3k-₦5k)
- WhatsApp sales - you collect commission for selling another person product.
That daily ₦3k = ₦90k monthly wey go cover food and fuel.
2. CUT THE 3 MONEY KILLERS:
Eating out: One plate for restaurant na ₦4,500 now. Cook at home and carry food. You go save ₦60k monthly.
Impulse data/subscription: You no need Netflix, Showmax AND DSTV. Pick one. Use night data for downloads.
I want to belong" spending: Asake concert ticket ₦30k but your rent never complete? No do pass yourself.
3. BUY BEFORE PRICE INCREASES:
In PH, go Mile 1 or Oil Mill early month. Buy garri, rice, oil in bulk with 1 or 2 friends and share. Buying small every day na why you dey spend more.
Buy fuel in the morning when station never adjust price. And if you fit, join estate contribution - ₦5k weekly, collect ₦100k+ at once to buy big item.
4. TURN YOUR EXPENSE TO INCOME:
- You dey pay for gas? Start to collect gas for 3 neighbors with small delivery fee.
- You dey pay for transport to Mile 1? Help 5 people buy foodstuff and add ₦500 each.
- You sabi small phone repair, wig fixing, cooking? Post am for your estate WhatsApp group.
5. PROTECT YOUR MIND:
This economy fit make person depressed. Two rules:
- Don't compare your day 1 with person day 10 on Instagram.
- Every Sunday, write down: How much enter, how much commot, how much remain. Even if e na ₦500. When you see am for paper, you go get control.
The real truth: No government go come save us. We save ourselves by helping each other.
You fit tell me: What dey chop your money pass now? Is it food, fuel, rent, or school fees? Tell me one, I go give you specific way to reduce am this week.